🔹 Key Features
| Feature | Details |
|---|---|
| Eligibility | Must have completed Class 12 and secured admission in a recognized institution (in India or abroad) |
| Courses Covered | B.A., B.Sc., B.Com., B.E./B.Tech, MBBS, BBA, etc. |
| Loan Amount | ₹50,000 to ₹10 lakhs (domestic), up to ₹1 crore (abroad) |
| Co-applicant | Usually required (parent or guardian) |
| Repayment Starts | After course + moratorium (6–12 months) |
🔹 Key Features
| Feature | Details |
|---|---|
| Eligibility | Must hold an undergraduate degree and admission into a recognized PG program |
| Courses Covered | MBA, M.Tech, M.Sc., M.Com., LLM, MS, MA, PhD, etc. |
| Loan Amount | Higher limits, especially for international PG programs |
| Collateral | May be required for large loans or study abroad |
| Repayment Options | Flexible EMIs post-study with tax benefits |
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📋 Common Inclusions (Both Loans Cover)
Tuition fees
Examination fees
Books and equipment
Hostel or off-campus housing
Travel (for international programs)
Insurance and visa expenses (for study abroad)