🔑 Key Features of Student Loan Refinancing
| Feature | Description |
|---|---|
| Eligibility | You must have an existing education loan (India or abroad) |
| When to Apply | After graduation and once you’re employed |
| Loan Amount | Equal to or slightly more than your existing loan |
| Interest Rate | Can be fixed or floating, usually lower than old loan |
| Tenure | Typically up to 15 years |
| Collateral | May or may not be required (varies by lender) |
Apply Loan
📋 Documents Required
Existing loan statement
KYC documents (PAN, Aadhaar)
Employment proof (offer letter/salary slips)
Income proof (bank statement, ITR)
Degree certificate or marksheets
No Objection Certificate (NOC) from current lender (optional)