A Loan Against Securities is a secured loan where you pledge your financial assets—like shares, mutual funds, bonds, or insurance policies—as collateral to borrow money from a bank or NBFC. Instead of selling your investments, you can use them to raise quick liquidity while continuing to earn returns on them.
A Loan Against Fixed Deposit (LAFD) is a secured loan where your fixed deposit acts as collateral. Instead of breaking your FD prematurely, you can borrow a certain percentage of the FD amount (typically up to 90%) while still earning interest on your deposit.
A Loan Against Insurance Policy is a type of secured loan where you pledge your life insurance policy (typically a traditional one like endowment or whole life) as collateral to borrow money from a bank or insurance company. This lets you raise funds without surrendering the policy or breaking it early.
A Loan Against Securities (LAS) is a secured loan where you pledge your financial investments (like shares, mutual funds, bonds, ETFs, etc.) to get instant credit from a bank or NBFC without selling them. It helps you unlock liquidity from your portfolio while continuing to retain ownership and earn returns on your investments.